S M I B

The State Mortgage and Investment Bank (SMIB) is one of the most established
financial institutions in Sri Lanka.

 Monday – Friday : 8:30am – 3:30pm 

 1922 

 info@smib.lk 

 සිං  |  தமி

LOANS & ADVANCES

If you are a small business owner, startup entrepreneur, or an individual with financial goals, we have got you covered. Our Loans and Advances services are designed to assist you in achieving your aspirations and reducing fiscal burdens. You can enjoy hassle-free borrowing with quick approvals, flexible repayment plans, and competitive interest rates, ensuring that your financial journey is smooth and rewarding. Let us help you achieve your dreams with confidence.



LOANS & ADVANCES PRODUCTS WE OFFER

Mortgage Loans

The mortgage-backed personal loan from SMIB provides quick and reliable financial assistance for any personal or commercial purpose.

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Auto Chance

Vehicle Loan : A vehicle loan scheme to boost transportation, agriculture, and tourism industries for economic development activities in the...

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EPF Loans

The EPF Loan from SMIB is granted to any employed individual by pledging as security his/ her Employees’ Provident Fund...

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Pahan Piyasa

Home Loans : A housing mortgage loan from SMIB that is specially designed to help you make your dream home...

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Personal Loans

SMIB Personal Loan provides easy and quick financial support for you to meet emergency expenses or make any dream come...

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WE ALSO PROVIDE SPECIALISED LOANS & INVESTMENT OPPORTUNITIES

Savings

Access your financial potential with SMIB's savings category, meticulously crafted to cater to diverse client needs. Enjoy competitive interest rates...

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Investments

Our investment solutions are designed for individuals who seek the security of fixed deposits but are also eager to explore...

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SME

Empower your small business ambitions with our SME Business Development Loan. From startup support to expansion plans, we're here to...

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ONLINE EMI CALCULATOR

Unlock your financial potential with SMIB’s Loan Calculator. Get accurate monthly payment estimates to confidently plan your future. Whether for a home mortgage, personal loan, or business financing, our tool delivers reliable projections tailored to your needs. Achieve your financial goals with SMIB.


Loan Calculator

Calculate your monthly housing loan payment in a few seconds


Monthly Installment

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