S M I B

The State Mortgage and Investment Bank (SMIB) is one of the most established
financial institutions in Sri Lanka.

 Monday – Friday : 8:30am – 3:30pm 

 1922 

 info@smib.lk 

 සිං  |  தமி

THE SMIB SME EMPOWER LOAN SCHEME

The SMIB SME Empower Loan Scheme is specifically designed to elevate your small or medium enterprise to new heights. The scheme offers a wide range of financial solutions that can be customized to suit specific requirements and provides advisory services along with expert support to help you navigate challenges and take your business to the next level.


Benefits

  • Attractive and concessionary interest rates (Fixed/variable)
  • Minimal documentation and convenient service
  • Fast loan approvals
  • Free consultation services
  • Customized loan limits according to your requirement

Reasons to apply for loans

  • Starting or acquiring a business
  • Investing in fixed assets and long-term working capital requirements
  • Expanding a business
  • Developing infrastructure
  • Diversifying the business into other areas

Types of loans

  • Working capital loans
  • Agricultural loans
  • Business development loans
  • Refinance loans
  • Project loans
  • Short-term loans

For more details about the Small and Medium Enterprise Loan Scheme that will take your business to the next level, visit your nearest SMIB branch.


SME PRODUCTS WE OFFER

MSME Special Loan Scheme

A special loan facility for Micro, Small & Medium Enterprises (MSMEs) that offer financing solutions to launch a business or...

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Business Development Loans

Designed to finance individual and corporate entrepreneurs to continue or improve their businesses. Business Development Loans for Individual and Corporate...

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Kapruka Ayojana Loans

The "Kapruka Ayojana" Credit Scheme is specially design to provide financial support for coconut cultivation, the development of coconut lands...

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Re-energize the MSME/SME Sector

The 'SME Energizer' loan, in partnership with the Government of Sri Lanka, aims to offer crucial financial assistance to SMEs...

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SMILLE 111 RF Scheme

Small and Micro Industry Leader and Entrepreneur Promotion Project 111 RF - Refinance Loan Scheme

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SMIB DHEEWARA DHIRIYA

Catch the wave of opportunity with our exclusive loan For those of you working in the fields of saltwater and...

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WE ALSO PROVIDE SPECIALISED LOANS & INVESTMENT OPPORTUNITIES

Savings

Access your financial potential with SMIB's savings category, meticulously crafted to cater to diverse client needs. Enjoy competitive interest rates...

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Investments

Our investment solutions are designed for individuals who seek the security of fixed deposits but are also eager to explore...

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Loans & Advances

If you are a small business owner, startup entrepreneur, or an individual with financial goals, we have got you covered....

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ONLINE EMI CALCULATOR

Unlock your financial potential with SMIB’s Loan Calculator. Get accurate monthly payment estimates to confidently plan your future. Whether for a home mortgage, personal loan, or business financing, our tool delivers reliable projections tailored to your needs. Achieve your financial goals with SMIB.


Loan Calculator

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