Documents Required

Salaried Employees

• Duly completed Personal Loan application
• Copy of NIC or valid Driving License
• Copy of Office ID (If available)
• Letter from the employer confirming employment, designation, salary, and service period.
• Latest 3 months’ Salary Slips and Bank Statements
• Proof of address – Latest utility bill indicating applicant’s name and address
• Salary remittance/loan instalment remittance letter from employer/ Standing order instruction form from a recognised financial institution.

Additional documents (on request)

• Guarantors
• Duly filled Guarantor Statement
• Copy of NIC or valid Driving License
• Letter from the employer confirming employment, designation, salary, and service period.
• Latest 3 months’ Salary Slips and Bank Statements
• Address Verification document indicating Guarantor’s name and address.

Professionals (Other than salaried employees)

• Should possess at least 3 years of practice experience as a professional along with,
• Documentary evidence for practice experience
• Financial statements for the past 2 years prepared by a qualified accountant
• Documentary proof of professional qualifications and license to operate
• Last 6 months Bank statements (Personal)

Conditions apply
For more information, visit our nearest SMIB Branch or Contact Us via our Call Centre at 1922