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හිතවත් පාරිභෝගිකභවතුනි,

පහත සදහන් ශාඛා ජනවාරි 8 වැනි දින සිට සෙනසුරාදා දිනවල පෙ.ව. 8.30 සිට ප.ව. 1.00 දක්වා විවෘතව ඇත.

SMIB ප්‍රධාන ශාඛාව- බැංකු ඒකකය (Banking Unit), නුවර ශාඛාව, ගම්පහ ශාඛාව, කුරුණෑගල ශාඛාව, ගාල්ල ශාඛාව, මාතර ශාඛාව.

 Dear Customers,

Below mentioned branches will be opened on Saturdays (8.30 a.m. to 1.00 p.m.) from 08th January 2022 onwards.

Head Office- Banking Unit, Kandy Branch, Gampaha Branch, Kurunegala Branch, Galle Branch, Matara Branch



SMIB Property for Sale


(Concession for COVID-19 affected borrowers)
SMIB Bank invites all borrowers who are entitled to relief as per the CBSL direction Circular No. 8 of 2021 dated 1st September 2021. The request should be submitted to your nearest branch of SMIB on or before 21/09/2021.

Click here to download the application



Scan the QR to send the filled application via WhatsApp


Contact points with respect to Circulars on Relief Measures for COVID 19 Affected Borrowers:

Mr. L. I. Ranasinghe (Act. General Manager) - This email address is being protected from spambots. You need JavaScript enabled to view it.  0117 722 802

Mr. Kapila Keerawella (AGM Recoveries) This email address is being protected from spambots. You need JavaScript enabled to view it.

 Application form for the working capital loan (Under 4% CBSL refinance facility) 
Click here to visit the DOWNLOAD page.

The year 1931 saw the fusion of two powerful banking entities, the Ceylon State Mortgage Bank and the Agricultural and Industrial Credit Corporation, giving birth to what would later be known as the Housing Bank to the Nation. The State Mortgage & Investment Bank became fully operational on the first day of the year 1979, and the story that unraveled thereafter is one that tells hundreds of other stories, of people across the island, who've built their dream, with the help of a bank that's sole purpose is to help those dreams come true.


Your dream house becomes a reality with our financial assistance. SMIB is committed to uplift your living standard with Mortgage loans, Personal Loans, EPF loans, Vehicle  loans etc.


Over 80 years of trust and faith of the nation, we assure attractive returns with solid security and flexibility.

Fixed Deposits

We assure attractive high returns on your investment with the security of a state bank.

Other Services


Other Products SMIB

SMIB will capitalize the market towards the growing Transportation, Agriculture & tourism Industry which are helpful to more Economic Development activities in the country
  • 269, Galle Road,
    Colombo 03, Sri Lanka
  • Hotline  1922
  • Fax +94 11 257 3346
  • This email address is being protected from spambots. You need JavaScript enabled to view it.


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