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Please be informed that the opening hours of the branches of SMIB will be as follows,
Counter opening hours - 8.30 a. m. to 2.00 p. m.
Saturday and Sunday all branches will be closed
Opening hours will be changed depending on the circumstances. Please adhere to instructions given by the Health Ministry to protect you and others.

රාජ්‍ය උකස් හා ආයෝජන බැංකුවේ වටිනා ගනුදෙනුකරුවන් වෙත කෙරෙන කාරුණික දැනුම්දීමයි.

කොරෝනා වෛරස් (Covid 19) ව්‍යාප්තිය අවම කිරීම සඳහා ගනු ලබන ක්‍රියාමාර්ගයක් වශයෙන්
සතියේ දිනවල අපගේ බැංකු ගනුදෙනු පෙ.ව. 8.30 සිට ප.ව. 2.00 දක්වාත්
සෙනසුරාදා සහ ඉරිදා දිනවල සියලුම ශාඛා වසා තැබීමටත්

සීමා කරනු ලබන බව කාරුණිකව දන්වා සිටින අතර ඇතිවන අපහසුතාවය පිළිබඳව කණගාටුව පළකර සිටිමු.
කොරෝනා වෛරසයෙන් (Covid 19) තොර සුරක්ෂිත දේශයක් සඳහා කැපවෙමු!!

 SMIB Bank invites all borrowers who are entitled to relief as per the CBSL direction. The request should be submitted to your nearest branch of SMIB on or before 30/11/2020. Click here to visit the DOWNLOAD page. 

 Refinance Facility for the Micro, Small and Medium sector Enterprises (MSMEs) adversely affected by the COVID-19 Outbreak, under the Saubagya (Prosperity)Please apply before 20th August 2020 Loan Click here to visit 

Contact points with respect to Circulars on Relief Measures for COVID 19 Affected Borrowers:

Mr. W.M Dayasinghe (GM/CEO) This email address is being protected from spambots. You need JavaScript enabled to view it.

Mr. Kapila Keerawella (AGM Recoveries) This email address is being protected from spambots. You need JavaScript enabled to view it.

 Application form for the working capital loan (Under 4% CBSL refinance facility) 
Click here to visit the DOWNLOAD page.

The year 1931 saw the fusion of two powerful banking entities, the Ceylon State Mortgage Bank and the Agricultural and Industrial Credit Corporation, giving birth to what would later be known as the Housing Bank to the Nation. The State Mortgage & Investment Bank became fully operational on the first day of the year 1979, and the story that unraveled thereafter is one that tells hundreds of other stories, of people across the island, who've built their dream, with the help of a bank that's sole purpose is to help those dreams come true.


Your dream house becomes a reality with our financial assistance. SMIB is committed to uplift your living standard with Mortgage loans, Personal Loans, EPF loans, Vehicle  loans etc.


Over 80 years of trust and faith of the nation, we assure attractive returns with solid security and flexibility.

Fixed Deposits

We assure attractive high returns on your investment with the security of a state bank.

Other Services


Other Products SMIB

SMIB will capitalize the market towards the growing Transportation, Agriculture & tourism Industry which are helpful to more Economic Development activities in the country
  • 269, Galle Road,
    Colombo 03, Sri Lanka
  • Hotline  1922
  • Fax +94 11 257 3346
  • This email address is being protected from spambots. You need JavaScript enabled to view it.


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