<?xml version="1.0" encoding="UTF-8"?>
<urlset
      xmlns="http://www.sitemaps.org/schemas/sitemap/0.9"
      xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
      xsi:schemaLocation="http://www.sitemaps.org/schemas/sitemap/0.9
            http://www.sitemaps.org/schemas/sitemap/0.9/sitemap.xsd">


<url>
  <loc>https://www.smib.lk/en</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>1.00</priority>
</url>
<url>
  <loc>https://www.smib.lk/en/sme/smib-eco</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.80</priority>
</url>
<url>
  <loc>https://www.smib.lk/si</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.80</priority>
</url>
<url>
  <loc>https://www.smib.lk/ta</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.80</priority>
</url>
<url>
  <loc>https://www.smib.lk/en/loan-rates</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.80</priority>
</url>
<url>
  <loc>https://www.smib.lk/en/savings-deposits-rates</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.80</priority>
</url>
<url>
  <loc>https://www.smib.lk/en/senior-citizen-fd-rates</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.80</priority>
</url>
<url>
  <loc>https://www.smib.lk/en/about-smib</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.80</priority>
</url>
<url>
  <loc>https://www.smib.lk/en/board-of-directors</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.80</priority>
</url>
<url>
  <loc>https://www.smib.lk/en/management</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.80</priority>
</url>
<url>
  <loc>https://www.smib.lk/en/savings</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.80</priority>
</url>
<url>
  <loc>https://www.smib.lk/en/savings/regular-savings</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.80</priority>
</url>
<url>
  <loc>https://www.smib.lk/en/savings/smib-apoorva</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.80</priority>
</url>
<url>
  <loc>https://www.smib.lk/en/savings/smib-max-saver</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.80</priority>
</url>
<url>
  <loc>https://www.smib.lk/en/savings/muthusina</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.80</priority>
</url>
<url>
  <loc>https://www.smib.lk/en/savings/sarani</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.80</priority>
</url>
<url>
  <loc>https://www.smib.lk/en/investments</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.80</priority>
</url>
<url>
  <loc>https://www.smib.lk/en/investments/senior-citizen-fixed-deposits</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.80</priority>
</url>
<url>
  <loc>https://www.smib.lk/en/investments/normal-fixed-deposits</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.80</priority>
</url>
<url>
  <loc>https://www.smib.lk/en/sme</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.80</priority>
</url>
<url>
  <loc>https://www.smib.lk/en/sme/special-loan-scheme-for-micro-small-and-medium-enterprises</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.80</priority>
</url>
<url>
  <loc>https://www.smib.lk/en/sme/business-development-loans</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.80</priority>
</url>
<url>
  <loc>https://www.smib.lk/en/sme/kapruka-ayojana-loans</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.80</priority>
</url>
<url>
  <loc>https://www.smib.lk/en/sme/re-energize-the-msmesme-sector</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.80</priority>
</url>
<url>
  <loc>https://www.smib.lk/en/sme/smille-111-rf-scheme</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.80</priority>
</url>
<url>
  <loc>https://www.smib.lk/en/sme/smib-dheewara-dhiriya</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.80</priority>
</url>
<url>
  <loc>https://www.smib.lk/en/loans-and-advances</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.80</priority>
</url>
<url>
  <loc>https://www.smib.lk/en/loans-and-advances/mortgage-loans</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.80</priority>
</url>
<url>
  <loc>https://www.smib.lk/en/loans-and-advances/pahan-piyasa</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.80</priority>
</url>
<url>
  <loc>https://www.smib.lk/en/loans-and-advances/auto-chance</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.80</priority>
</url>
<url>
  <loc>https://www.smib.lk/en/loans-and-advances/epf-loans</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.80</priority>
</url>
<url>
  <loc>https://www.smib.lk/en/loans-and-advances/personal-loans</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.80</priority>
</url>
<url>
  <loc>https://www.smib.lk/en/careers</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.80</priority>
</url>
<url>
  <loc>https://www.smib.lk/en/contact-us</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.80</priority>
</url>
<url>
  <loc>https://www.smib.lk/en/normal-fd-rates</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.80</priority>
</url>
<url>
  <loc>https://www.smib.lk/en/charges-and-fees</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.80</priority>
</url>
<url>
  <loc>https://www.smib.lk/en/bank-holidays</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.80</priority>
</url>
<url>
  <loc>https://www.smib.lk/en/branch-network</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.80</priority>
</url>
<url>
  <loc>https://www.smib.lk/upload/documents/customer-charter.pdf</loc>
  <lastmod>2024-05-09T10:03:52+00:00</lastmod>
  <priority>0.80</priority>
</url>
<url>
  <loc>https://www.smib.lk/en/faq</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.80</priority>
</url>
<url>
  <loc>https://www.smib.lk/en/applications-and-forms</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.80</priority>
</url>
<url>
  <loc>https://www.smib.lk/en/annual-reports</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.80</priority>
</url>
<url>
  <loc>https://www.smib.lk/upload/reports/Application%20Form%202025.pdf</loc>
  <lastmod>2024-11-25T04:24:23+00:00</lastmod>
  <priority>0.80</priority>
</url>
<url>
  <loc>https://www.smib.lk/upload/reports/Suppliers%20Categories%20-%202025.pdf</loc>
  <lastmod>2024-11-25T04:33:19+00:00</lastmod>
  <priority>0.80</priority>
</url>
<url>
  <loc>https://www.smib.lk/si/sme/smib-eco</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/ta/sme/smib-eco</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/si/loan-rates</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/si/savings-deposits-rates</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/si/senior-citizen-fd-rates</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/si/about-smib</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/si/board-of-directors</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/si/management</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/si/savings</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/si/savings/smib-apoorva</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/si/savings/smib-max-saver</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/si/savings/regular-savings</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/si/savings/muthusina</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/si/savings/sarani</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/si/investments</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/si/investments/normal-fixed-deposits</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/si/investments/senior-citizen-fixed-deposits</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/si/sme</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/si/sme/business-development-loans</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/si/sme/special-loan-scheme-for-micro-small-and-medium-enterprises</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/si/sme/kapruka-ayojana-loans</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/si/sme/re-energize-the-msmesme-sector</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/si/sme/smib-dheewara-dhiriya</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/si/sme/smille-111-rf-scheme</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/si/loans-and-advances</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/si/loans-and-advances/pahan-piyasa</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/si/loans-and-advances/auto-chance</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/si/loans-and-advances/personal-loans</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/si/loans-and-advances/epf-loans</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/si/loans-and-advances/mortgage-loans</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/si/careers</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/si/contact-us</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/si/normal-fd-rates</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/si/charges-and-fees</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/si/bank-holidays</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/si/branch-network</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/upload/documents/customer_charter_sinhala.pdf</loc>
  <lastmod>2024-06-26T12:10:19+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/si/faq</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/si/applications-and-forms</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/si/annual-reports</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/ta/loan-rates</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/ta/savings-deposits-rates</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/ta/senior-citizen-fd-rates</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/ta/about-smib</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/ta/board-of-directors</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/ta/management</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/ta/savings</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/ta/savings/smib-apoorva</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/ta/savings/smib-max-saver</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/ta/savings/regular-savings</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/ta/savings/muthusina</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/ta/savings/sarani</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/ta/investments</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/ta/investments/normal-fixed-deposits</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/ta/investments/senior-citizen-fixed-deposits</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/ta/sme</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/ta/sme/special-loan-scheme-for-micro-small-and-medium-enterprises</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/ta/sme/business-development-loans</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/ta/sme/kapruka-ayojana-loans</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/ta/sme/re-energize-the-msmesme-sector</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/ta/sme/smib-dheewara-dhiriya</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/ta/sme/smille-111-rf-scheme</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/ta/loans-and-advances</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/ta/loans-and-advances/personal-loans</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/ta/loans-and-advances/epf-loans</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/ta/loans-and-advances/pahan-piyasa</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/ta/loans-and-advances/auto-chance</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/ta/loans-and-advances/mortgage-loans</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/ta/careers</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/ta/contact-us</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/ta/normal-fd-rates</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/ta/charges-and-fees</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/ta/bank-holidays</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/ta/branch-network</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/upload/documents/customer_charter_tamil.pdf</loc>
  <lastmod>2024-06-26T12:10:24+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/ta/faq</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/ta/applications-and-forms</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/ta/annual-reports</loc>
  <lastmod>2025-05-21T07:58:04+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/upload/reports/SMS%20Facility%20Activation_925883277.pdf</loc>
  <lastmod>2025-03-04T10:55:29+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/upload/documents/applications/MSME%20APPLICATION-ENGLISH.pdf</loc>
  <lastmod>2024-04-08T17:35:18+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/upload/documents/applications/MSME%20APPLICATION%20-%20SINHALA.pdf</loc>
  <lastmod>2024-04-08T17:35:17+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/upload/documents/applications/MSME%20APPLICATION%20-TAMIL.pdf</loc>
  <lastmod>2024-04-08T17:35:17+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/upload/documents/applications/VEHICLE%20LOAN%20APPLICATION-ENGLISH.pdf</loc>
  <lastmod>2024-04-08T17:35:21+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/upload/documents/applications/VENDOR%20DECLARATION%20FORM-ANEXXURE%20B%20-TAMIL.pdf</loc>
  <lastmod>2024-04-08T17:35:21+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/upload/documents/applications/WORKING-CAPITAL-REQUEST-FORM-ENGLISH.pdf</loc>
  <lastmod>2024-04-08T17:35:22+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/upload/documents/applications/MORTGAGE%20LOAN%20APPLICATION-ENGLISH.pdf</loc>
  <lastmod>2024-04-08T17:35:16+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/upload/documents/applications/PERSONAL_LOAN_APPLICATION-ENGLISH.pdf</loc>
  <lastmod>2024-04-08T17:35:18+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/upload/documents/applications/PERSONAL_LOAN_APPLICATION-TAMIL.pdf</loc>
  <lastmod>2024-04-08T17:35:19+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/upload/documents/applications/SALARY_PARTICULARS-SINHALA.pdf</loc>
  <lastmod>2024-04-08T17:35:20+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/upload/documents/applications/SALARY%20PARTICULAR-TAMIL.pdf</loc>
  <lastmod>2024-04-08T17:35:19+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/upload/documents/applications/UNDERTAKING%20LETTER-ENGLISH.pdf</loc>
  <lastmod>2024-04-08T17:35:20+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/upload/documents/applications/CHARGES%20TO%20BE%20LEVIED%20AT%20SUBMISSION%20OF%20LOAN%20APPLICATION-ENGLISH.pdf</loc>
  <lastmod>2024-04-08T17:35:11+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/upload/documents/applications/DOCUMENTS%20TO%20BE%20SUBMITTED%20WITH%20LOAN%20APPLICATION%20FOR%20THE%20PURPOSE%20OF%20PURCHASING-ENGLISH.pdf</loc>
  <lastmod>2024-04-08T17:35:13+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/upload/documents/applications/DOCUMENTS%20TO%20BE%20SUBMITTED%20WITH%20LOAN%20APPLICATION%20FOR%20THE%20PURPOSE%20OF%20PURCHASING-SINHALA.pdf</loc>
  <lastmod>2024-04-08T17:35:14+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/upload/documents/applications/DOCUMENTS%20TO%20BE%20SUBMITTED%20WITH%20LOAN%20APPLICATION%20FOR%20THE%20PURPOSE%20OF%20PURCHASING-TAMIL.pdf</loc>
  <lastmod>2024-04-08T17:35:14+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/upload/documents/applications/DOCUMENTS%20TO%20BE%20SUBMITTED%20WITH%20LOAN%20APPLICATION%20FOR%20THE%20PURPOSE%20OF%20CONSTRUCTION-ENGLISH.pdf</loc>
  <lastmod>2024-04-08T17:35:12+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/upload/documents/applications/DOCUMENTS%20TO%20BE%20SUBMITTED%20WITH%20LOAN%20APPLICATION%20FOR%20THE%20PURPOSE%20OF%20CONSTRUCTION-SINHALA.pdf</loc>
  <lastmod>2024-04-08T17:35:12+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/upload/documents/applications/DOCUMENTS%20TO%20BE%20SUBMITTED%20WITH%20LOAN%20APPLICATION%20FOR%20THE%20PURPOSE%20OF%20CONSTRUCTION-TAMIL.pdf</loc>
  <lastmod>2024-04-08T17:35:13+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/upload/documents/applications/VALUATION_FEE-TAMIL.pdf</loc>
  <lastmod>2024-04-08T17:35:21+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/upload/documents/applications/GUARANTOR%20DECLARATION_1-TAMIL.pdf</loc>
  <lastmod>2024-04-08T17:35:15+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/upload/documents/applications/GUARANTOR%20DECLARATION_2-TAMIL.pdf</loc>
  <lastmod>2024-04-08T17:35:15+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/upload/documents/applications/ANNEX_B-TAMIL.pdf</loc>
  <lastmod>2024-04-08T17:35:10+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/upload/reports/Annual%20Report%202024_1284990997.pdf</loc>
  <lastmod>2025-04-22T11:31:08+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/upload/reports/SMIB_Annual%20Report%202023_1961274570.pdf</loc>
  <lastmod>2024-09-24T09:07:09+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/upload/reports/SMIB_Annual%20Report%202022_691039654.pdf</loc>
  <lastmod>2024-09-24T08:58:49+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/upload/reports/SMIB_Annual%20Report%202021_1645154662.pdf</loc>
  <lastmod>2024-09-24T08:36:04+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/upload/reports/SMIB_Annual%20Report%202020_1351424738.pdf</loc>
  <lastmod>2024-09-24T08:34:39+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/upload/reports/SMIB_Annual%20Report%202019_2046281305.pdf</loc>
  <lastmod>2024-09-24T08:33:22+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/upload/reports/SMIB_Annual%20Report%202018_1950992699.pdf</loc>
  <lastmod>2024-09-24T08:31:08+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/upload/reports/SMIB_Annual%20Report%202017_1944613137.pdf</loc>
  <lastmod>2024-09-24T08:29:10+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/upload/reports/SMIB_Annual%20Report%202016_873821610.pdf</loc>
  <lastmod>2024-09-24T08:27:48+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/upload/reports/SMIB_Annual%20Report%202014_1267543444.pdf</loc>
  <lastmod>2024-09-24T08:25:54+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/upload/reports/SMIB_Annual%20Report%202013_22379128.pdf</loc>
  <lastmod>2024-09-24T08:24:08+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/upload/reports/Audited%20Financial%20Statement%202024_2065689809.pdf</loc>
  <lastmod>2025-03-10T09:41:24+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/upload/reports/SMIB_30th%20September%202024_1214582482.pdf</loc>
  <lastmod>2025-01-27T05:46:03+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/upload/reports/SMIB_30th%20June%202024_1852736668.pdf</loc>
  <lastmod>2024-08-14T12:08:11+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/upload/reports/Quarterly%20Financial%20Statements%20-%2031.03.2024_414642871.pdf</loc>
  <lastmod>2024-08-06T07:03:31+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/upload/reports/SMIB_31st%20March%202016_822977622.pdf</loc>
  <lastmod>2024-04-06T08:17:14+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/upload/reports/SMIB_30th%20June%202016_1108009812.pdf</loc>
  <lastmod>2024-04-06T08:16:38+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/upload/reports/SMIB_30th%20September%202016_1392478946.pdf</loc>
  <lastmod>2024-04-06T08:15:51+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/upload/reports/SMIB_Year%20End%202016%20(Audited)_685613273.pdf</loc>
  <lastmod>2024-04-06T08:15:16+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/upload/reports/SMIB_31st%20March%202017_12733356.pdf</loc>
  <lastmod>2024-04-06T08:14:21+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/upload/reports/SMIB_30th%20June%202017_310778969.pdf</loc>
  <lastmod>2024-04-06T08:13:47+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/upload/reports/SMIB_30th%20September%202017_828030758.pdf</loc>
  <lastmod>2024-04-06T08:13:03+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/upload/reports/SMIB_Year%20End%202017%20(Audited)_1979287960.pdf</loc>
  <lastmod>2024-04-06T08:12:32+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/upload/reports/SMIB_31st%20March%202019_1906301899.pdf</loc>
  <lastmod>2024-04-06T08:11:45+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/upload/reports/SMIB_30th%20June%202019_1657693700.pdf</loc>
  <lastmod>2024-04-06T08:11:18+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/upload/reports/SMIB_30th%20March%202020_244460221.pdf</loc>
  <lastmod>2024-04-06T08:10:20+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/upload/reports/SMIB_30th%20June%202020_1798228663.pdf</loc>
  <lastmod>2024-04-06T08:09:50+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/upload/reports/SMIB_30th%20September%202020_1462111604.pdf</loc>
  <lastmod>2024-04-06T08:09:14+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/upload/reports/SMIB_31st%20March%202021_2010534963.pdf</loc>
  <lastmod>2024-04-06T08:08:23+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/upload/reports/SMIB_30th%20June%202021_1004748074.pdf</loc>
  <lastmod>2024-04-06T08:07:43+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/upload/reports/SMIB_31st%20December%202021_1100508788.pdf</loc>
  <lastmod>2024-04-06T08:07:10+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/upload/reports/SMIB_Year%20End%202021%20(Audited)_943104335.pdf</loc>
  <lastmod>2024-04-06T08:06:37+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/upload/reports/SMIB_31st%20March%202022_1638050608.pdf</loc>
  <lastmod>2024-04-06T08:05:45+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/upload/reports/SMIB_30th%20June%202022_1291729167.pdf</loc>
  <lastmod>2024-04-06T08:05:05+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/upload/reports/SMIB_30th%20September%202022_242169302.pdf</loc>
  <lastmod>2024-04-06T08:04:30+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/upload/reports/SMIB_31st%20December%202022%20(Audited)_1641724091.pdf</loc>
  <lastmod>2024-04-06T07:59:22+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.smib.lk/upload/reports/Audited%20Financial%20Statement%202024_1370106459.pdf</loc>
  <lastmod>2025-03-10T09:41:46+00:00</lastmod>
  <priority>0.51</priority>
</url>
<url>
  <loc>https://www.smib.lk/upload/reports/SMIB_30th%20June%202024_413667907.pdf</loc>
  <lastmod>2024-08-14T12:05:06+00:00</lastmod>
  <priority>0.51</priority>
</url>
<url>
  <loc>https://www.smib.lk/upload/reports/Audited%20Financial%20Statement%202024_1593288877.pdf</loc>
  <lastmod>2025-03-10T09:42:06+00:00</lastmod>
  <priority>0.51</priority>
</url>
<url>
  <loc>https://www.smib.lk/upload/reports/SMIB_30th%20June%202024_767565798.pdf</loc>
  <lastmod>2024-08-14T12:05:48+00:00</lastmod>
  <priority>0.51</priority>
</url>


</urlset>