The mortgage-backed personal loan from SMIB provides quick and reliable financial assistance for any personal or commercial purpose.
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Features and Benefits
- Speedy approval.
- Quick and hassle-free process.
- Flexible repayment periods up to a maximum of 15 years.
- Ability to apply jointly with a spouse.
- The maximum loan amount will be based on the repayment capacity and property value.
- The total loan value is disbursed at once (not in stages).
Eligibility Criteria
- Resident, Sri Lankan Citizen
- Age between 18 -70 years
- Salaried employees or business owners/self-employed individuals
- Sri Lankans employed overseas.
Documents required
Salaried
- Duly completed Loan application.
- Letter from the employer confirming employment and salary details.
- Bank statements for the past 6 months where salary is being credited at present.
- Salary slips for the past 3 months.
Entrepreneurs / Self Employed
- Duly completed Loan application
- A proven track record of income/business revenue
- Any other documentary evidence to prove additional income
