The State Mortgage and Investment Bank (SMIB) is one of the most established
financial institutions in Sri Lanka.
If you are a small business owner, startup entrepreneur, or an individual with financial goals, we have got you covered. Our Loans and Advances services are designed to assist you in achieving your aspirations and reducing fiscal burdens. You can enjoy hassle-free borrowing with quick approvals, flexible repayment plans, and competitive interest rates, ensuring that your financial journey is smooth and rewarding. Let us help you achieve your dreams with confidence.
The mortgage-backed personal loan from SMIB provides quick and reliable financial assistance for any personal or commercial purpose.
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Vehicle Loan : A vehicle loan scheme to boost transportation, agriculture, and tourism industries for economic development activities in the...
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The EPF Loan from SMIB is granted to any employed individual by pledging as security his/ her Employees’ Provident Fund...
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Home Loans : A housing mortgage loan from SMIB that is specially designed to help you make your dream home...
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SMIB Personal Loan provides easy and quick financial support for you to meet emergency expenses or make any dream come...
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Access your financial potential with SMIB's savings category, meticulously crafted to cater to diverse client needs. Enjoy competitive interest rates...
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Our investment solutions are designed for individuals who seek the security of fixed deposits but are also eager to explore...
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Empower your small business ambitions with our SME Business Development Loan. From startup support to expansion plans, we're here to...
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Unlock your financial potential with SMIB’s Loan Calculator. Get accurate monthly payment estimates to confidently plan your future. Whether for a home mortgage, personal loan, or business financing, our tool delivers reliable projections tailored to your needs. Achieve your financial goals with SMIB.
Calculate your monthly housing loan payment in a few seconds
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Contact SMIB today to get in touch with one of our experienced and friendly agents who will support you with your financial requirements.
LRA Ratings BBB | State Mortgage & Investment Bank is a Licensed Specialized Bank Supervised by the Central Bank of Sri Lanka.
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Head Office
No. 269, Galle Road, Colombo 03, Sri Lanka.
Banking Hours
Monday – Friday
8:30am - 3:30pm
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