The State Mortgage and Investment Bank (SMIB) is one of the most established
financial institutions in Sri Lanka.
SMIB specializes in mortgage and housing finance, primarily focuses on mortgages, personal loans, savings accounts, and fixed deposits.
Customer support is available Monday to Friday from 8.30 AM to 4:30 PM. For urgent inquiries outside of these hours, you may use our email support (info@smib.lk)
You can open an SMIB account at any branch by providing identification and other required documents.
SMIB offers competitive rates particularly on fixed deposits and savings accounts in line with market standards.
SMIB provides various financing options designed for SMEs, including business loans for property acquisition, business expansion, equipment purchases, and working capital. These loans feature flexible repayment options to support small and medium enterprises as they grow.
You can visit the SMIB website, reach out to a branch, or contact our customer service line for detailed information on our loan schemes, current interest rates, and application requirements. Our loan officers are available to answer your questions and help you choose the best loan scheme.
SMIB currently provides limited online services through its website. We are actively working on expanding our online banking platform to include more features.
By subscribing to SMIB, you can stay updated with the latest information about our services and become eligible for exciting benefits.