Initial Deposit

General Loan

1,000/-

Priority Loan

5,000/-

(Speed Loan) / Initial Deposit

10,000/-

Government Employee Loan

7,500/-

EPF Loan

1,500/-

Estate

Free of charge

Title Clearance Fee (at the accepting of Deed file Documents/Application for the first Mortgage Loan, except purchasing Loans)

5,000/- per security

Savings Account Opening – Initial Deposit

Normal Savings Account

1,000/-

Muthusina Minor Savings Account

500/-

Challenger Minor Saving Account

1,000/-

Sarani Minor Savings Account

500/-

Corporate Saving Account

10,000/-

Common Savings Account Apoorva

1,000/-

Common Savings Account Max Saver

5,000/-

CRIB Report

Individual

350/-

Institution

1,000/-

Individual Credit Report Plus

500/-

Institution Credit Report Plus

1,250/-

BOQ Prepared By The Bank – Construction Loans

BOQ Up to Rs.2,500,000/-

2,500/-

BOQ Rs.2,500,001 to Rs.5,000,000/-

5,000/-

BOQ Rs.5,000,001 to Rs.10,000,000/-

10,000/-

Valuation fee

Internal Valuation Fee (Construction And Purchase)

Up to Rs.500,000/- loans

3,000/-

Rs.500,001/- to 1,000,000/-

5,000/-

Rs.1,000,001/- to 2,500,000/-

7,500/-

Rs.2,500,001/- to 5,000,000/-

10,000/-

Rs.5,000,001/- to 10,000,000/-

15,000/-

Above Rs. 10,000,001/-

15,000.00 + 0.1% of amount over Rs.10 Million

2nd and further loan releases

Up to rs. 5,000,000/- Above Rs.5,000,001/-

2,500/- 2,500.00+0.05% of amount Over Rs.5Mn

External Valuation Fee (Only For Purchase)

Up to Rs.1,000,000/-

5000/=

Rs.1,000,001/- to 2,500,000/-

7500/-

Rs.2,500,001/- to 5,000,000/-

10,000/-

Rs.5,000,001/- to Rs.10,000,000/-:

17,500/-

Rs.10,000,001/- to Rs.20,000,000/-:

20,000/-

Above Rs.21,000,001/-

25,000/-

Travelling expenses (In- addition to the above External Valuation fee)

Rs.50/-per km

Portion release of security valuation charges

7,500/-

Recovery Inspection Charges

2,000/-

Income/ Preliminary Inspection charges

2,000/-

Revaluation of existing properties (for NPL)

0.05% of the BPO value Min: 2,000/- Max: 50,000/=

Bank Charges On Loans

For mortgage loan – 1% of Approved Loan amount at disbursement of the loan (Maximum Rs.100,000/-)

Max 100,000/-

For EPF /Estate loan
Up to Rs.4,000,000/- - 1.25%
Rs.4,000,001/- and above -1.25%

Max 50,000/-
Max 100,000/-

For EPF loan – 1.25% of Approved Loan amount at disbursement of the loan (Maximum Rs.50,000/-)

50,000/-

For personal loan – 1% of Approved Loan amount at disbursement of the loan (Maximum Rs.50,000/-)

50,000/-

Vehicle Loan: 1% ( Max 100,000/-)

100,000/-

Refinance Loan: 1% (According to the product circular)

(According to the product circular)

MSME Loans (Group code 870 & 871) : 1%

Min 2,500/-

SME & Business Loans
Revolving Facilities New Limit Up to Rs.50,000,000/- 1% on the approved Limit

Min 2,500/- Max 100,000/-

Above Rs. 50,000,001/- (one time change to be collected at the first disbursement of the facility and inclusive of the first 03 internal valuation fees, first 03 panel valuation fees, special valuation opinion fees, inspection fees, initial deposit, CRIB charges, first 03 panel lawyer tile report charges). 1% on the approved Limit

Min 2,500/- Max 250,000/-

Utilization of the approved Limit (at the first Disbursement of each STL, on STL drawdown amount)

Up to Rs. 10,000,000/- On each STL

1,000/-

Rs. 10,000,001/- to Rs. 50,000,000/- On each STL

2,500/-

Above Rs. 50,000,001/- On each STL

5,000/-

*Internal/Panel valuation charges to be paid separately for each STL.

Limit Enhancement (one time charge to be collected at the first disbursement of the enhanced facility)

0.50% on the amount enhanced

Min. 2,500/- Max 50,000/-

Term Loans

Up to Rs.25,000,000/- (1%)

Min 10,000/- Max 50,000/-

Rs.25,000,001/- to Rs.Rs.50,000,000/- (1%)

Max 100,000/-

Rs.50,000,001/- to Rs.100,000,000/- (0.75%)

Max 250,000/-

Rs.100,000,001/- to Rs.250,000,000/- (0.50%)

Max 500,000/-

Rs.250,000,001/- to Rs.500,000,000/- (0.50%)

Max 1,000,000/-

Above Rs.500,000,001/- (0.50%)

Max 2,000,000/-

(One time charge on the approved loan amount to be collected at the first disbursement of the facility and inclusive of the internal valuation fees, panel valuation fees, special valuation opinion fee, inspection fees, initial deposit, CRIB charges, panel lawyer tile report charges)

Bond Execution Fee (at the first disbursement of loan, only if mortgage Bond is executed by In-House Legal Officer)

0.5% on Bond Value (Charged Title clearance fee absorb into this only at the first loan)

Eg: 0.05% amount minus (-)5,000/- Min : 5,000/- Max : 50,000/- (Including Title clearance fee only at the first loan, if applicable)

ACL charges (EPF & Estate Loan )

By Customer

By Bank

Below 100,000/=

1,000/-

500/-

100,001 to 500,000/-

2,000/-

500/-

500,001 to 1,000,000/-

3,000/-

500/-

Above 1, 000,001

4,500/-

500/-

Other Bank Charges

Closing Of Savings Account

250/-

A Certified Copy Of Mortgage Bond

500/-

A Certified Copy Of Building Plan

500/-

Deed/Plan or any Other Certified Copy

200/- each

Loan Against Fixed Deposit

500/-

SLIPS Transfers

50/-

Tax Certificate (Loan Related Without FD )

250/-

Loan Past Payment Schedule

300/-

Loan Repayment Schedule

300/-

NIC Details

25/-

Loan Settlement Claim Statement

300/-

Deed of Release/Portion of Release

5,000/-

Re issue a Duplication Pass Book

150/-

Re issue a Duplication FD Certificate

300/-

Loan Reschedule Charge (Personal Loan)

1,000/-

Loan Restructure/ Reschedule charge (Mortgage over property)

2,000/-

(Other than Mortgage over property)

1,000/-

Loan Status Report

300/-

Change Of Nomination

100/-

Change Of Standing Order

100/-

Tax Certificate(Loan Related without FD)

250/-

Issue of letter for the purpose of applying Visa

Free of Charge

Balance conformation letter (Loans/Saving/FD)

300/-

Any other Letter issuing under customer request

300/-

SMS Alerts – Annual fee (charge upfront per Account)

400/-

CEFTS Transfer

100/- per Transaction

RTGS Transfer

500/- per Transaction

standing Order Setup Fee (Other Banks/Slips Out)

500.00

Statement of Account (Per Printed Sheet)

250.00

Dormant / Abandoned Activation fee

250.00

issue of letter for the purpose of applying VISA

300.00