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Trust and assurance of a State Bank |
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Higher interest rates in the market |
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Most flexible customer service for your financial needs |
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Free of charge interest transfer to any party you nominate in any Bank in Sri Lanka |
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Loan facility against fixed deposit up to 80%- 90% of deposit value |
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Nomination facility for one or more nominees |
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Automatic renewal facility |
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Ability to collect interest either on monthly basis or annual basis as your preference |
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Ability to open and operate FD accounts individually or jointly with spouse or children |
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Ability to open and operate FD accounts for short term, medium term or long term as your preference |
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Senior citizens who are above 60 year of age |
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Minimum deposit amount of Rs. 5,000/= |
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Deposits can be placed for period of 01, 03, 06, 12, 24, 36 or 60 months. |
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Interest Payment methods | ||||||||||
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Deposits Schemes
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Normal FD Scheme with SMIB | FD Scheme with SMIB for senior citizens. (Over 55 years of age) |
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Duly filled FD Mandate. |
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Know Your Customer form. (KYC) |
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A copy of NIC/ valid Passport or Driving License along with original |
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Address verification document when address is not confirmed from above |
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e.g.:- Utility bill (excluding Mobile Bill) or any other acceptable document by the bank. |
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Withholding Tax Declaration (if requested) |
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Duly filled FD Mandate. | |
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Know Your Customer form. (KYC Form) | |
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A copy of NIC/ valid Passport or Driving License along with original of liable person/s. |
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Address verification Document when address is not confirmed from above |
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e.g.:- Utility bill (excluding Mobile Bill) or any other acceptable document by the bank. | ||
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Withholding Tax Declaration (if requested). |
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A Certified copy of Business Registration & Certificate of Incorporation. |
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A Certified Copy of Articles of Associations. |
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Copy of resolution of Directors/ Committee regarding the opening of the account and authority for transaction duly certified by Chairman/ president & Secretary. |
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Duly filled FD Mandate | |
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Know Your Customer form. (KYC Form for a parent or the guardian) | |
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A copy of NIC / valid Pass Port or Driving Licensealong with original of a parent or the guardian | |
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A copy of Certificate of Birth of the minor along with original | |
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Address verification Document when address is not confirmed from above | |
e.g.:- Utilized bill (excluding Mobile Bill) or any other acceptable document by bank. | ||
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Withholding Tax Declaration (if requested). |
Suggestions
- We are highly appreciating your suggestions for a better service.
- 1922
- This email address is being protected from spambots. You need JavaScript enabled to view it.
Comments
Withholding tax is payable on interest earned as specified by the Department of Inland Revenue.
For more details contact SMIB Call Centre on 1922 or 011 772 2722 or visit your nearest SMIB branch.