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The year 1931 saw the fusion of two powerful banking entities, the Ceylon State Mortgage Bank and the Agricultural and Industrial Credit Corporation, giving birth to what would later be known as the Housing Bank to the Nation. The State Mortgage & Investment Bank became fully operational on the first day of the year 1979, and the story that unraveled thereafter is one that tells hundreds of other stories, of people across the island, who've built their dream, with the help of a bank that's sole purpose is to help those dreams come true.


Your dream house becomes a reality with our financial assistance. SMIB is committed to uplift your living standard with Mortgage loans, Personal Loans, EPF loans, Vehicle  loans etc.


Over 80 years of trust and faith of the nation, we assure attractive returns with solid security and flexibility.

Fixed Deposits

We assure attractive high returns on your investment with the security of a state bank.

Other Services


Other Products SMIB

SMIB will capitalize the market towards the growing Transportation, Agriculture & tourism Industry which are helpful to more Economic Development activities in the country
  • 269, Galle Road,
    Colombo 03, Sri Lanka
  • Hotline  1922
  • Fax +94 11 257 3346
  • This email address is being protected from spambots. You need JavaScript enabled to view it.


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